Privacy Policy
Effective (07-01-01)
We recognize our customers' expectation that information provided to us by our customers or obtained by us about our customers will be safeguarded by us. This Notice is intended to describe how we collect, maintain, and disclose customer information, and how you can choose how information about you is used by us. This Notice may be amended from time to time at our discretion. If you have any questions, comments or complaints about the privacy of information about you, please contact us at 16 South Main Street, Rice Lake, WI 54868, or call us at 715-234-9181.
Collecting Information About You:
We collect non-public personal information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us, our affiliates or others
- Information we receive from a consumer reporting agency
Collecting Information On Our Web Site:
When you visit our web site, we obtain data relating to which pages are visited, what is downloaded, the addresses of sites visited immediately before and after our site is visited, and the domains our visitors come from. Other information we may obtain is the type of operating system on your computer (e.g., Macintosh, Windows), and the type of browser (e.g., Netscape Navigator, Internet Explorer), that you are using to view the site.
The information is only collected in the aggregate for everyone who accesses our site, and not on you individually.
No personal information is collected or retained by us when you browse our web site or use the planning tools on our web site, such as the calculators.
Information we collect from our web site is used only in connection with the transactions initiated by you.
When you use a link from our web site to go to another site, our privacy policy is no longer in effect.
When contacting us at our web site, please remember that it is accessible by the public, and there are no security guarantees.
Messages you send to us by email are subject to viewing, alteration, and copying by potentially anyone on the Internet. We encourage you to send confidential correspondence through either the Postal Service or by using the telephone to speak directly to our employees.
Disclosures Of Information About You:
We don't share personal information or consumer reports with unaffiliated companies for any purpose other than verification, and we don't share, rent, or sell locator information or transaction information with any unrelated companies for their independent use. However, Dairy State Bank shares limited information in certain situations where we control or oversee its use as described below:
Dairy State Bank occasionally shares limited customer information with companies that provide products and services that we want to offer (LPL Investment Center). The companies we choose must satisfy our security and privacy requirements. We share your information with these companies only if they agree to treat it confidentially and only if it is legally permissible to do so. We limit the information we provide these companies to what we reasonably believe they "need to know" in connection with their agreement with Dairy State Bank.
We may disclose non-public personal information about you to the following type of third party:
- Financial service providers, such as the LPL Investment Center
We may also disclose non-public personal information about you to non-affiliated third parties as permitted by law.
When you no longer have a continuing relationship with us, that is, when you do not have any active products or services with us, we discontinue sharing information about you according to this Notice.
If we decide to share your information with any unaffiliated company not described in this Notice or if we change the kind of information we share from that described in this Notice, we would inform you in advance. You will have an opportunity to opt out of disclosure when we notify you of any such disclosure plan.
Confidentiality And Security:
We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information.
We hope you find our website useful and informative and are always willing to answer questions and receive suggestions. If you have either, please e-mail the webmaster at customerservice@dairystatebank.com. Thank you.
* We reserve the right to change our privacy policy. A revised policy statement will only apply to data collected subsequent to its effective date. Any revisions will be posted at least 30 days prior to its effective date.
