Loans
Business Loans | Personal Loans | What to Bring when Applying
Business Loans
TERM LOANS
Finance office equipment, manufacturing equipment, computers, vehicles, and more
COMMERCIAL REAL ESTATE
Purchase additional property, renovate current facilities, and commercial construction
LETTERS OF CREDIT
Commonly required by suppliers, vendors, and governmental agencies to guarantee performance of payment
WORKING CAPITAL LINES OF CREDIT
A flexible credit tool, often used to meet short-term credit needs
SMALL BUSINESS ADMINISTRATION LOANS
- Low-Documentation Loans
- 7(A) Loans (inventory, equipment, real estate)
- 504 Capital Asset Loans (land, machinery, buildings)
Personal Loans
MORTGAGE LOANS
- Solutions for any situation
- Long-term fixed rates
- Construction loans
- First Time Home Buyer programs
- Low down payment plans
- Refinancing plans available
HOME EQUITY LOANS AND LINES OF CREDIT
- The smartest loan for homeowners
- Loans made for any purpose
- Revolving credit-easy access
- May be tax deductible
VEHICLE & BOAT LOANS
- Fast service
- Flexible rates
- Financing for RVs, ATVs, motorcycles and more
PERSONAL LOANS
Whatever your need or dream, come see us. Our lenders have a wide array of loan options available, plus a desire to serve every customer to the best of our ability.
Small Business, Commercial Real Estate and Commercial Loans:
- Personal tax returns for the past two years and financial statements
- Business tax returns for the past two years
- Business financial statement for the past two years including income statements and balance sheets
Your business plan including:
- Business history
- Description of your business organization
- Use of loan funds
- Sources of loan repayment
- Description of intended market and major products
- Anticipated competition
- At least one year's financial projections
- Resumes of owner(s) of the business
