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Dairy State Bank | Business Loans


Business Loan Options
More: Business Loans | What to bring when applying



Business Loans
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Term Loans
Whether it is to finance office equipment, manufacturing equipment, computers, or vehicles. We have many loan options for your business.

Letters of Credit
We offer letters of credit which are commonly required by suppliers, vendors, and government agencies to guarantee performance of payment.

Working Capital Lines of Credit
We offer a flexible credit tool, which is often used to meet your business' short-term credit needs.

Commercial Real Estate
Purchase additional property, renovate current facilities, or finance commercial construction projects with a commercial real estate loan.

Small Business Administration Loans
Three loan programs are available through the Small Business Administration. They are low-documentation loans; 7(A) loans used for inventory, equipment, and real estate; and 504 Capital Asset Loans used for land, machinery, and buildings.




What to bring when applying for:
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Small Business, Commercial Real Estate And Commercial Loans:
Personal tax returns for the past two years and financial statements
Business tax returns for the past two years
Business financial statement for the past two years including income statements and balance sheets

Your business plan which should include:
Business history
Description of your business organization
Use of loan funds